Privacy Policy
Your privacy matters to us. This policy explains how AdvflTech collects, uses, and protects your personal information when you use our financial education services.
This Privacy Policy is effective as of January 15, 2025, and was last updated on January 15, 2025
Information We Collect
When you engage with AdvflTech's financial education services, we collect information that helps us provide personalized savings strategies and educational content. We're transparent about what we gather and why it's necessary for your learning experience.
Personal Information
Name, email address, phone number, and location data when you register for courses or request consultations about savings strategies.
Financial Learning Data
Your progress in courses, preferred topics, and engagement with our educational materials to customize your learning path.
- Contact Details: Email, phone number, and mailing address for course enrollment and communication
- Learning Preferences: Topics of interest, course completion rates, and feedback submissions
- Technical Information: IP address, browser type, device information, and website usage patterns
- Payment Information: Billing details processed securely through third-party payment processors
How We Use Your Information
Your information helps us create meaningful educational experiences tailored to your financial learning goals. We use data responsibly to improve our services and support your journey toward better savings strategies.
We never sell your personal information to third parties. Your data is used exclusively to enhance your educational experience and provide relevant financial guidance.
- Deliver personalized course content and savings strategy recommendations based on your learning progress
- Send important updates about your enrolled courses, new educational materials, and relevant financial insights
- Improve our platform by analyzing usage patterns and identifying areas for enhancement
- Provide customer support and respond to your inquiries about courses or financial topics
- Ensure platform security and prevent fraudulent activities that could compromise your account
Data Sharing and Third Parties
We work with carefully selected partners to deliver our educational services effectively. These relationships are governed by strict data protection agreements that align with Indonesian privacy regulations.
Our platform integrates with payment processors for secure transactions and email services for course communications. These partners access only the minimum data necessary to perform their specific functions.
- Payment Processors: Handle billing information securely without storing sensitive financial details on our servers
- Email Service Providers: Manage course notifications and educational content delivery
- Analytics Services: Help us understand user behavior to improve educational content (data is anonymized)
- Legal Compliance: We may disclose information when required by Indonesian law or legal proceedings
Your Privacy Rights Under Indonesian Law
As a user of AdvflTech services in Indonesia, you have specific rights regarding your personal data under local privacy regulations. We're committed to honoring these rights promptly and transparently.
- Access Rights: Request copies of all personal data we hold about you and your course activities
- Correction Rights: Update or correct any inaccurate information in your profile or learning records
- Deletion Rights: Request removal of your account and associated data, subject to legal retention requirements
- Portability Rights: Receive your data in a structured format for transfer to other educational platforms
- Objection Rights: Opt out of certain data processing activities, particularly for marketing communications
To exercise any of these rights, contact our privacy team at [email protected]. We respond to all requests within 7 business days and provide clear explanations of any actions taken.
Data Security and Protection
Protecting your information is fundamental to our operations. We employ multiple layers of security measures designed to safeguard your data against unauthorized access, alteration, or disclosure.
Our security framework includes encrypted data transmission, secure server infrastructure, and regular security audits. All staff members receive training on data protection practices and sign confidentiality agreements.
Technical Safeguards
SSL encryption, secure databases, regular software updates, and automated backup systems protect your information.
Access Controls
Limited staff access based on job requirements, two-factor authentication, and comprehensive audit logs.
Data Retention and Deletion
We retain your information only as long as necessary to provide educational services and comply with Indonesian legal requirements. Different types of data have specific retention periods based on their purpose and legal obligations.
- Account Information: Retained for the duration of your active enrollment plus 3 years for educational records
- Course Progress Data: Kept for 5 years to support transcript requests and continuing education requirements
- Payment Records: Maintained for 7 years as required by Indonesian financial regulations
- Marketing Communications: Deleted within 30 days of unsubscribing or account closure
- Technical Logs: Automatically deleted after 12 months unless needed for security investigations
When you close your account, we begin the deletion process immediately. Some information may be retained longer for legal compliance, but it's no longer used for operational purposes.
Cookies and Tracking Technologies
Our platform uses cookies and similar technologies to enhance your learning experience and analyze website performance. These tools help us remember your preferences and provide personalized course recommendations.
You can control cookie settings through your browser preferences. However, disabling certain cookies may limit some platform features and affect your user experience.
- Essential cookies that enable core platform functionality and secure login processes
- Performance cookies that help us understand how users navigate our educational content
- Preference cookies that remember your course settings and display preferences
- Analytics cookies that provide insights into popular topics and learning patterns
International Data Transfers
While AdvflTech operates primarily within Indonesia, some of our service providers may process data in other countries. When international transfers occur, we ensure appropriate safeguards protect your information according to Indonesian privacy standards.
Any cross-border data transfers are covered by data processing agreements that require the same level of protection you would receive under Indonesian law. We regularly review these arrangements to maintain compliance.
Changes to This Privacy Policy
We may update this privacy policy periodically to reflect changes in our services, legal requirements, or data handling practices. Significant changes will be communicated through email notifications and prominent website notices.
We encourage you to review this policy regularly to stay informed about how we protect your information. The "last updated" date at the top of this page indicates when the most recent changes were made.
Privacy-Related Inquiries
This privacy policy complies with Indonesian data protection regulations and international best practices. Regular updates ensure continued compliance with evolving privacy standards.